The First Step In The Home Buying Process
Start a Pre-Approval
The best place for a first-time homebuyer to start the home buying journey is to do a pre-approval.
I will ask you all kinds of questions about your income, such as where it's sourced as well as your down payment. And I will pull all that information together and try to align you with the proper mortgage lender that makes the most sense for your scenario.
What Does a Mortgage Broker Do?
I'm as interested as you are in getting you into your new home. One of the top questions people have about mortgage brokers is how I get paid. I’m actually paid by the lender when your mortgage closes so I work for you to find the best solution.
The first step is to talk with me so we can get to know each other. I’ll ask you a few questions about what you’re looking for, assess your credit-worthiness, and discuss some available financing options.
Karen helped me buy my first home and I couldn't have been happier with the experience! She went above and beyond to answer all my questions and made sure I was well informed each step of the way. I was recommended to her for a reason... because she is EXCELLENT at what she does! Highly recommend.
I can not put into words how grateful I am for having Karen help us with our mortgage. She went above and beyond and got us to our goals . if it wasn't for her we would of had to wait a few more years to be in our first house. Every step she made clear and easy for us to understand, no better person to work with . 100% will be life long clients.
Kim & Mitch
Karen was great to deal with for our first home purchase. She was there to walk us through any concerns we had and she answered my several questions throughout the whole process, and even after possession date when we realized there was a bit of a hiccup. I would definitely recommend her for anyone looking for a mortgage broker, and will definitely be contacting her again for any future mortgages we may require in the future.
You Didn't Get
You went shopping without knowing what your actual budget was? That’s ok, we might be able to fix it.
You Didn't Work
With a Realtor
We hardly trust our phone apps to make calendar appointments correctly, how can you expect a home buying app to handle your home purchase?
You Bought a Car
#1 rule after you get pre-approved for a mortgage: don’t buy anything!
You Only Approached
We know you love your bank. But, they might not be giving you the best deal. Check your options before signing the dotted line at your branch.